Sobanukirwa umubano utagaragara hagati ya Banki ya Amerika na BTC, uzamenya igihe cyo kugura no kugurisha BTC.

Amerika n’isoko rinini ry’imari ku isi kandi ni n’ingenzi mu iterambere ry’amafaranga.Ariko, vuba aha, inganda z’amabanki yo muri Amerika zahuye n’ibibazo byinshi, bituma hafungwa cyangwa guhomba kwa banki nyinshi zifitanye isano na crypto, zagize ingaruka zikomeye ku isoko rya crypto.Iyi ngingo izasesengura umubano hagati ya banki zo muri Amerika naBitcoin, kimwe nibishoboka inzira zizaza.

Mbere ya byose, dukeneye gusobanukirwa icyo banki zifata crypto aricyo.Amabanki yorohereza amabanki niyo atanga serivise yimari muburyo bwo kuvunja amafaranga, imishinga, ibigo nabantu ku giti cyabo, harimo kubitsa, kwimura, kwishura, inguzanyo nibindi.Ubusanzwe amabanki akoresha ikorana buhanga hamwe nuburyo bwujuje ibisabwa kugirango akemure ibibazo nibibazo byisoko rya crypto.Kurugero, Banki ya Silvergate na Banki yumukono byateje imbere imiyoboro ya Silvergate (SEN) hamwe numuyoboro wa Signet.Iyi miyoboro irashobora gutanga 24/7 serivisi nyayo yo gutuza kubucuruzi bwa crypto, itanga ibyoroshye kandi neza.

Ariko, hagati muri Werurwe 2023, Amerika yatangije ingamba zo kurwanya amabanki yorohereza amadosiye, bituma banki eshatu zizwi cyane zifata amadosiye zifunga cyangwa zihomba zikurikiranye.Aya mabanki atatu ni:

• Silvergate Bank: Banki yatangaje ko izarinda igihombo ku ya 15 Werurwe 2023 ihagarika ibikorwa byose by’ubucuruzi.Iyi banki yahoze ari imwe mu mbuga nini zo kwishura amafaranga ku isi ifite abakiriya barenga 1.000 barimo Coinbase, Kraken, Bitstamp ndetse n’andi mavunja azwi.Banki yakoraga umuyoboro wa SEN wakoreshaga miliyari y'amadorari mu bucuruzi buri munsi.
• Banki ya Silicon Valley: Banki yatangaje ku ya 17 Werurwe 2023 ko izahagarika ubucuruzi bwayo bwose bujyanye no gukoresha amafaranga no guhagarika ubufatanye n’abakiriya bose.Banki yahoze ari imwe mu bigo by’imari by’ikoranabuhanga bikomeye mu kibaya cya Silicon, itanga inkunga y’inkunga na serivisi z’ubujyanama ku bigo byinshi bishya.Banki kandi yatanze serivisi zo kubitsa kuri Coinbase no kuvunja.
• Banki isinya: Banki yatangaje ku ya 19 Werurwe 2023 ko izahagarika umuyoboro wa Signet kandi ikemera iperereza ryakozwe na Biro nkuru y’iperereza (FBI) na komisiyo ishinzwe kugurizanya no kugurizanya (SEC).Banki yashinjwaga kunyereza amafaranga, uburiganya no kurenga ku mategeko arwanya iterabwoba mu bindi byaha aregwa.Banki yahoze ari urubuga rwa kabiri runini ku isi mu gukoresha amafaranga yo gukoresha amafaranga hamwe n’abakiriya barenga 500 kandi ikorana na Fidelity Digital Assets n’ibindi bigo.

Ibi birori byagize ingaruka zikomeye kuri sisitemu yimari gakondo yo muri Amerika ndetse no ku isoko rya crypto ku isi:

• Kuri gahunda y’imari gakondo, ibyabaye byagaragaje ko nta bushobozi bunoze bwo kuyobora no kuyobora n’inzego z’Amerika zishinzwe kugenzura ibikorwa by’imari bigenda bigaragara;icyarimwe kandi byakuruye gushidikanya kwa rubanda no kutizerana umutekano n’umutekano bya sisitemu yimari gakondo;byongeye kandi barashobora no gukurura izindi banki zidafite korohereza amabanki ikibazo cyinguzanyo hamwe nubwumvikane buke.

• Ku isoko rya crypto, ibyabaye nabyo byazanye ingaruka nziza nibibi.Ingaruka nziza ni uko ibyabaye byongereye ibitekerezo bya rubanda no kumenyekana kuri cryptocurrencies, cyane cyane Bitcoin, nkigikoresho cyo kwegereza ubuyobozi abaturage, umutekano, gihamye kandi gihamye gikurura abashoramari benshi.Nk’uko amakuru abitangaza, nyuma y’ikibazo cy’amabanki yo muri Amerika kibaye, igiciro cya Bitcoin cyagarutse hejuru y’amadolari 28 $ USD, hiyongereyeho amasaha 24 yiyongereyeho hejuru ya 4%, byerekana imbaraga zikomeye zo kongera kwiyongera.Ingaruka mbi nuko ibyabaye byanananije ibikorwa remezo nubushobozi bwa serivise yisoko rya crypto, bigatuma habaho guhanahana, imishinga nabakoresha benshi badashobora gukora ibikorwa bisanzwe byo gutuza, guhana no kubikuza.Biravugwa ko Banki ya Silvergate imaze guhomba, Coinbase nandi mavunja yahagaritse serivise za SEN, kandi bituma abakoresha bakoresha ubundi buryo bwo kohereza.

Muri make, umubano hagati yamabanki yo muri Amerika na Bitcoin uragoye kandi wihishe.Ku ruhande rumwe, amabanki yo muri Amerika atanga inkunga na serivisi bikenewe byamafaranga kuriBitcoin.kurundi ruhande, Bitcoin nayo itera amarushanwa nibibazo byamabanki yo muri Amerika.Mu gihe kizaza, ibintu bigira ingaruka nka politiki yubuyobozi, guhanga udushya mu ikoranabuhanga, no gukenera isoko, iyi mibanire irashobora guhinduka cyangwa guhinduka.